Understanding Payments and Late Fees for Your Credit Card

Managing your credit card payments is key to maintaining a good credit score and avoiding extra charges. Here’s a simple guide to help you stay on track.

Making Payments

Always aim to pay your credit card bill on or before the due date listed on your statement. You can make payments through several methods:

1. Online Banking: Log in to your account to pay your bill electronically.
2. Direct Debit: Set up a direct debit to automatically pay your bill each month.
3. Mobile App: Use our app to make payments on the go.
4. Mail or Phone: Send a check or call in to pay your bill.

Late Payments and Fees

Missing a payment deadline can result in late fees:

• The first missed payment will incur a $27 fee.
• Additional missed payments within six billing cycles can result in a $38 fee.

How to Avoid Late Fees

Here are some tips to never miss a payment:

1. Automatic Payments: Set up auto-pay for the minimum amount due or the full balance.
2. Payment Alerts: Sign up for payment reminders via email or text.
3. Regularly Review Statements: Check your account often to stay aware of due dates.

Need Help?

If you have questions or need help managing payments, our customer service team is here to assist you. Reach out through our support channels at any time.