How much money can I deposit with Mobile Check Deposit?

Zach Wermich
Zach Wermich

When you first get access to Mobile Check Deposit, you can deposit up to $2,000 in individual checks, and up to $10,000 in total checks each month. Your limits apply to both personal and U.S. Treasury checks, although tax refund checks have no limit.

We set your limits automatically based on different risk-based factors like your account history, how long you’ve had your account, and your account activity.

To see your current check deposit limit in your ZenFunds app:

      1. Go to Settings.
      2. Tap Account info.
      3. Tap View limits.

ZenFunds can't manually increase your limits. Increasing your direct deposit amount can help raise your limits, but isn't guaranteed.

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